Debt Reduction

At Matrix, we believe that a strong financial plan must address debt, whether it is paying off the mortgage, credit card or HECS. Most Australians want to pay off their home and establish enough superannuation so that they are not forced to sell the family home to fund their retirement.

However, for many people the pressures of household expense and debt, or the impact of divorce or job loss, can interfere with these plans. Sometimes minor adjustments to lifestyle and properly managed cash flow can make all the difference to managing debt.

Using Matrix’s exclusive Prospera software, your Matrix adviser can model your current income, expenses and cash flow so you can see where your current plans are taking you, and compare strategies to let you see how small improvements now can make a big difference to your ‘net position’ over time.